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X12 transaction guide · Finance

EDI 139 Student Loan Guarantee Result

The X12 document guarantee agencies use to inform lenders, schools or both about the status of a student loan guarantee.

Sent by
Loan guarantee agency
Received by
Lender, school or both
Standard
ANSI ASC X12

What is an EDI 139?

The EDI 139 Student Loan Guarantee Result is the ANSI X12 transaction set guarantee agencies use to inform a lender, a school or both about the status of a student loan guarantee. The result includes, among other things, the conditions and amounts of the guarantee.

Lenders generally disburse guaranteed student loans only after the guarantee is approved. The result tells them whether they can proceed, and tells the school what aid to expect for the student, or why the guarantee was refused.

How the EDI 139 worksDiagram of the EDI 139 Student Loan Guarantee Result. Loan guarantee agency sends it to lender, school or both. It usually follows 135. It is usually followed by 997. Inside the ISA, GS and ST envelopes, X12 release 008010 requires, in the heading: BGN (Beginning Segment), GR (Guarantee Result Detail) and the required ENT loop with ENT (Entity). 2 optional loops are listed by their first segment.How the EDI 139 worksStudent Loan Guarantee Result: who sends it, where it fits and what the standard marks required1 WHERE IT FITSUSUALLY FOLLOWS135Student Aid OriginationRecordEDI 139SENDERLoan guaranteeagencyRECEIVERLender, school or both997 or 999 acknowledgment back, if the partners agreeUSUALLY FOLLOWED BY997FunctionalAcknowledgment2 WHAT X12 RELEASE 008010 REQUIRESInterchange: sender and receiver IDsISA … IEAFunctional group, ID code SLGS … GETransaction set 139ST … SEHEADINGBGNBeginning SegmentGRGuarantee Result DetailRequired loop ENT · repeats up to 6ENTEntity+ 2 optional loops, starting with:LMAMTBlue box: required loop. Optional loops are listed by the segment that starts them; when a loop is used, that first segment is required. Optional segmentsoutside loops are not drawn.Structure: required segments and loops in the X12 008010 listing for the 139. Your trading partner's implementation guide adds its own requirements.
How the EDI 139 worksDiagram of the EDI 139 Student Loan Guarantee Result. Loan guarantee agency sends it to lender, school or both. It usually follows 135. It is usually followed by 997. Inside the ISA, GS and ST envelopes, X12 release 008010 requires, in the heading: BGN (Beginning Segment), GR (Guarantee Result Detail) and the required ENT loop with ENT (Entity). 2 optional loops are listed by their first segment.How the EDI 139 worksStudent Loan Guarantee Result: who sends it,where it fits and what the standard marksrequired1 WHERE IT FITSUSUALLY FOLLOWS135Student Aid Origination RecordEDI 139SENDERLoan guaranteeagencyRECEIVERLender, schoolor both997 or 999 acknowledgment back, if the partnersagreeUSUALLY FOLLOWED BY997Functional Acknowledgment2 WHAT X12 RELEASE 008010 REQUIRESInterchange: sender and receiver IDs (ISA… IEA)Functional group, ID code SL (GS … GE)Transaction set 139 (ST … SE)HEADINGBGNBeginning SegmentGRGuarantee Result DetailRequired loop ENT · repeats up to6ENTEntity+ 2 optional loops, starting with:LMAMTBlue box: required loop. Optional loops are listedby the segment that starts them; when a loop isused, that first segment is required. Optionalsegments outside loops are not drawn.Structure: required segments and loops in the X12008010 listing for the 139. Your trading partner'simplementation guide adds its own requirements.

How to read this diagram: the top row shows who sends the 139, to whom, and which documents usually come before and after it. The lower part shows what X12 release 008010 itself requires: the envelopes around the 139 and the segments and loops the standard marks as required, area by area. Optional loops are listed by the segment that starts them rather than drawn in full. This is the standard's minimum, not a trading partner's requirement: each partner's implementation guide usually makes some optional loops mandatory, restricts the codes and may use a different release.

Expand diagram Download SVG

When it is used

  • Reporting approved loan guarantees
  • Reporting rejected or pending guarantees
  • Reporting guarantee conditions and amounts

Where it fits in the document flow

Usually follows 135 Student Aid Origination Record
This document 139 Student Loan Guarantee Result
Usually followed by 997 Functional Acknowledgment

Structure

Mandatory segments in the 139 (X12 release 008010)

The segments X12 release 008010 marks as mandatory at their level, in order. Segments inside optional loops are needed only when the loop is used. This is the standard's requirement, not your trading partner's: each partner's implementation guide names the release it uses, adds the optional segments it requires and restricts the values. The requirement status comes from one published X12 reference listing and has not been checked against a second source.

  • ST
  • BGN
  • GR
  • LM
  • LQ
  • ENT
  • AMT
  • SE

Practical example

The 139 in practice

A guarantor reviews a loan certified by a school. It approves the guarantee for a reduced amount because of an annual limit and sends the lender and the school a 139 with the approved amount and conditions. The lender disburses the approved amount, and the school updates the student's aid package.

Implementation

Implementation considerations for the 139

  • Protect borrowers' personal data under applicable law.
  • Explain reductions and rejections with reason codes.
  • Send results to both lender and school where needed.
  • Follow the loan program's current rules.

How ECOM helps

Automate the 139 with ECOM

Industry

Financial Services

Secure file transfer and B2B integration for banks and financial institutions.

Solution

Financial Document Automation

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Solution

EDI Integration

Exchange X12 and EDIFACT documents with partners and integrate them directly with your ERP.

More general questions about EDI are answered in the EDI FAQ.

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